Working Capital Business Loans & Cash Out Refinancing

Your company's success depends on your ability to access sufficient funds for daily operations.

Working capital is essential for daily operations, but it’s also important for the growth and development of your business. We want your business to thrive. If your current liabilities outweigh your current assets or you need additional cash to help your business grow, a working capital loan from Commercial Credit Group Inc. (CCG) may be right for you.

WORKING CAPITAL SOLUTIONS AT CCG

CCG provides working capital loans for business-related expenditures that conventional lenders may not be able to offer. Our industry professionals look at the whole picture and tailor solutions to your business. We provide valuable insight on working capital solutions, which are often used for:

FUNDS FOR BUSINESS SUPPORT

Repairing or upgrading equipment
Material purchases
Outstanding accounts payable
Taxes, tags and title, insurance expenses
Daily operating expenses

FUNDS FOR BUSINESS GROWTH

Purchasing land or a facility
Acquiring other businesses
Purchasing additional equipment
Marketing campaigns
Expanding business operations

CASH-OUT REFINANCING

If you’re in the construction, manufacturing, transportation and waste industries, you may be able to secure a working capital loan and unlock equity in your existing equipment. If your company needs money for cyclical cash flow or growth opportunities, our cash-out refinancing option serves as a fast funding solution.

Use your existing equipment to secure a working capital loan.

Business growth may require additional equipment to obtain new contracts, capital to expand operations, or funds to purchase land or materials. We know that not all capital funding sources are created equal.

In this guide, we explore alternative ways to think about financing that can help facilitate growth.

Download the Guide

USING EQUITY FOR WORKING CAPITAL

Did you know the equity from your equipment can be used for more than just resale or trade-in value? With working capital, your equipment assets can be used as collateral for new loans to grow and develop your business. This involves refinancing your existing equipment loans and using the equity in that equipment to obtain working capital. Your equipment will work for you, and you’ll get the funds you need to put into your business.

MANAGING CASH FLOW IN A SEASONAL BUSINESS

We understand the challenges your business may face due to seasonal fluctuations. Construction industry projects are often held up by weather and project funding issues. Additional cash flow can help sustain productivity by funding payroll, materials, and accounts payable when it seems business is at a standstill.

Whether you’re experiencing seasonal difficulties or accelerated growth, CCG may have a custom financing solution for you. Our dedicated team is comprised of local representatives that are experts in your industry and will get to know your business from the inside out. They work alongside loan specialists whose main focus is structuring a working capital loan that meets your specific business needs.

WORKING CAPITAL SUCCESS STORIES

Manufacturer Needs Machines Plus Additional Working Capital

Climate Control Systems manufacturer gets new equipment and cash for facility improvements.

Learn More

Contractor Payment Delays Result in Poor Cash Flow and Missed Rental Payments

Refinance of existing equipment provides working capital to payoff outstanding debts.

Learn More

ELD Mandate Squeezes Trucking Company’s Cash Flow

Refinancing commercial truck loan provides cash out to fund growth.

Learn More

WE HAVE FINANCING SOLUTIONS TO SUPPORT AND GROW YOUR BUSINESS

GET STARTED